I launched FPW in 2005 because I was frustrated with the financial advice industry's focus on sales and generating commission.

I believe that working on a fee basis gives you value for money and the reassurance of knowing that I don't rely on selling products to generate an income.

I have worked in financial services since 1996 and have developed a specialism and expertise in divorce and finance.

I developed the only dedicated qualification for advisers who specialise in divorce and separation, in conjunction with Resolution (which represents family lawyers who are committed to dealing with divorce and breakup constructively).

Although I have extensive experience of dealing with the financial issues around divorce, many of my clients want advice about savings, investments, retirement, budgeting and insuring their family against unforeseen events.

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Karen Ritchie
Financial Planning Director

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